Exploring the factors effecting Financial Well-Being of Investors in Hyderabad

Authors

  • Arthi Pentkar Research Scholar, Department of Business Administration, Annamalai University, India
  • P. Rajmohan Assistant Professor, Department of Business Administration, Annamalai University, India

DOI:

https://doi.org/10.63278/1398

Keywords:

Financial well-being, financial attitude, financial behavior, financial knowledge, financial ability, financial literacy.

Abstract

Introduction:  Financial Well being, an individual stability in achieving his financial goals meeting unexpected needs , managing day to day financial activities , securing for future needs and gaining financial confidence.

Objectives: This study aims to understand the factors influencing the financial well-being of investor and financial well-being of investor.

Methods: Using Descriptive Statistics, Chi-Square Tests, and Regression Analysis, the research evaluates data from a sample of 100 respondents to understand the relationship between Factors influencing financial well being and financial well being of investors.

Results: The study reveals that there exists no significant association between age and Financial literacy, but age is correlated to financial knowledge and up to a certain extent with financial behaviour. Education does not relate to any of the factors.  The study also reveals that there exists a  moderate relationship with financial well being and financial behaviour.

Conclusions: The analysis reveals that education is correlated to earning of investors and financial literacy, age and monthly income are strong predicators of savings and financial well being. There is a moderate correlation between financial well being and factors like investment awareness and financial practices. Additionally, the study identified significant relationships between age and monthly savings, as well as between monthly income and monthly savings. However, no significant relationships were found between education level and savings or among other factors influencing financial well-being.

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Published

2025-04-16

How to Cite

Arthi Pentkar, and P. Rajmohan. 2025. “Exploring the Factors Effecting Financial Well-Being of Investors in Hyderabad ”. Metallurgical and Materials Engineering 31 (4):72-75. https://doi.org/10.63278/1398.

Issue

Vol. 31 No. 4 (2025)

Section

Research

License

Copyright (c) 2025 Arthi Pentkar, P. Rajmohan

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